Secondary Marketing Analyst

This position is hybrid. 

NYC Salary range: $83,160- $93,000 annually; compensation is commensurate to geographic location.

Responsible for participating in daily pricing and the execution of the profitability strategy of UNFCU mortgage products. Assist in the management of the investor, agency and vendor relationships associated with the development, pricing, securing, and selling of mortgage products. Responsible for creating, maintaining, and distributing the daily retail rate sheets. Assist in analyzing and managing interest rate and credit risk for mortgage loans related to maintaining loans in portfolio and selling loans into the secondary market. Participate in investor reporting requirements, including annual updates.

• Regardless of seniority or role, uphold UNFCU’s mission, core values, and guiding principles by providing an exceptional service experience to colleagues and members alike through consistent demonstration of our service excellence behaviors.
• Prepare, maintain, and publish daily rate sheets including maintenance of Intranet and Mortgagebot/UNFCU Mortgage Centre site (UNFCU.org).  Ensure distribution to all appropriate channels
• Perform lock desk functions such as validate, accept, change, extend, and maintain all lock-in records
• Monitor compliance with each secondary agency’s policies, guidelines and procedures. Interpret investor guidelines and apply them to the development of products, underwriting, and loan policies to ensure the saleability of loans in the secondary market.
• Maintain open communication and assist in the coordination of sales activities with Accounting, Mortgage Operations and Underwriting Departments to ensure saleable profitable loans
• Assist in providing training to staff
• Assist in the preparation of reports for Senior Management
• Assist as a liaison between UNFCU and investors
• Assist in the sale of mortgage loans, ensuring best execution in the secondary market
• Survey, analyze, and recommend, on a daily basis, interest rate changes to all products, as required and indicated by market and risk conditions
• Interact with internal and external audit examiners to discuss loan sale history and risk analysis
• Assist with roll out of new products
• Support Sales and Operations staff with all pricing related inquiries

• Bachelor’s degree or equivalent with prior secondary marketing/lock desk experience preferred
• Strong mathematical / analytical skills and deductive reasoning
• Good working knowledge of Microsoft Excel

• Prior secondary marketing/lock desk experience 
• Strong mathematical / analytical skills and deductive reasoning

UNFCU is a global not-for-profit financial institution that serves the UN community. We are committed to providing peace of mind to our members and colleagues and strive to achieve service excellence in all that we do. The best part of UNFCU is the people. Those that choose to work with us often find personal fulfillment, professional growth and a purposeful culture. 

UNFCU is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. UNFCU prohibits discrimination and harassment of any type. All applicants will be considered for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by country, federal, state or local laws.